For any motorists caught Driving without Insurance in Colchester, our team of expert motoring solicitors are available in your region and across England and Wales, assisting motorists as they deal with a charge of driving with no insurance. The many clients we have assisted over the years across the UK have enabled us to gather a lot of experience, which we combine with our expertise as we represent and advise motorists.

Using a motor vehicle, be it on a road or any other public place in the UK, when the driver is not insured by at least third party insurance, is a legal offence. Additionally, despite many people being unaware, it is an offence to permit or cause someone to use a vehicle without valid insurance. There is a standard penalty of £300 and 6 penalty points on your licence, while in the most serious cases the court may disqualify you from driving and/or impose a much larger fine.

We understand the people make mistakes with motoring law, especially for a complicated area like car insurance. Please contact us for legal guidance if you receive a Court Summons or Fixed Penalty Notice. We can provide a no-obligation consultation in order to find a way to assist you.

How Do I Defend a Driving Without Insurance Charge?

Regarded as a “strict liability” offence, Driving with No Insurance is classed as a legal offence regardless of the intent to do so. You should also know that there are limited defences to driving without insurance and they include:

Valid Insurance: defend yourself by proving you held a valid insurance policy; or

Employees’ Defence: Utilise this to prove that you were driving a vehicle that didn’t belong to you during the course of your employment and that you were not aware that you were not covered by an insurance policy.

Even if there are restrictions to defences to driving without insurance, it may still be possible to request the court not to endorse penalty points on your licence on the grounds of “special reasons” where you can provide an “honest and genuine” belief that you were insured.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors ensure we offer the most effective legal support to any of our clients facing motoring offence charges. So, if you’re caught Driving without Insurance in Colchester or beyond, we can provide trusted legal advice and representation. By operating on a Fixed Fee Basis, we can offer a quality service which many motorists find affordable.

Our solicitors are always ready to offer a listening ear and expert guidance. So, if you find yourself facing an investigation or prosecution after being caught Driving without Insurance in Colchester, please feel free to call or email us today. Our staff provides free initial telephone consultation to get to know your case better, providing an honest evaluation and guide on the ideal legal actions to take.

Our team offer legal support to motorists across England and Wales, with our specialisation in cases in motoring courts making us a reliable team to consider. We have expert lawyers who can help you if you’re Caught Driving without Insurance in Colchester.